Financial Guidance

Prudent planning for all phases of your life.

Realizing your best financial life requires prudent planning and disciplined implementation. We will take the time to get to know you, your family, your business, and tailor a plan from asset accumulation and management to tax and estate planning.

Our objective is to help you sustain the solid financial framework that you and your family need to live life as you choose—today, tomorrow and for generations to come.

Realizing your best financial life requires prudent planning and disciplined implementation. We will take the time to get to know you, your family, your business, and tailor a plan from asset accumulation and management to tax and estate planning.

Our objective is to help you sustain the solid financial framework that you and your family need to live life as you choose— today, tomorrow and for generations to come.

As independent fiduciaries and CERTIFIED FINANCIAL PLANNERS™, we provide our clients with access to a full range of financial planning and guidance services, including:

Retirement planning

Tax and estate planning

Employer and government benefits planning

Risk management and insurance planning

Business succession planning

As independent fiduciaries and Certified Financial Planners™, we provide our clients with access to a full range of financial planning and guidance services, including:

  • Retirement planning

  • Tax and estate planning

  • Employer and government benefits planning

  • Risk management and insurance planning

  • Business succession planning

Portrait Of Mature Couple Looking Over Back Yard Fence

Guarding against potential losses is the foundation of security.

Risks from lawsuits, accidents, property damage, health, and other financial threats are realities of modern life. Identifying and mitigating these potential risks is an essential, yet often overlooked, part of a comprehensive financial plan.

We can help you mitigate or prevent financial losses associated with these risks by using a variety of tools and processes, such as:

  • Repositioning asset ownership

  • Insurance including life, disability, and long-term care

  • Preserving the value of a privately-owned business

  • Other protections available under the law

Business team analyzing income charts and graphs with modern laptop computer

Don’t give the government any more than you must.

Together, we will consider the tax implications of individual, investment, or business decisions, usually with the goal of minimizing tax liability. While individual decisions are rarely made solely on their tax impact, New Harbor’s CERTIFIED FINANCIAL PLANNER™ practitioners will help you explore the tax and cost implications of your options.

A major goal of personal tax planning is minimizing federal income tax liability. This can be achieved by:

  • Reducing taxable income through income deferral or shifting

  • Deduction planning

  • Investment tax planning

  • Year-end planning strategies

  • Establishing a retirement plan for your small business

Happy 3 generation family in grandparents backyard

Securing the next generation.

It’s important to have a master plan for the management of your property through all the phases of your life, and for its distribution when you pass. The craft in this planning is to minimize potential taxes without interfering with other financial goals.

We will help you protect the assets you transfer from excessive depletion by understanding the applicable taxes and the various strategies you can use to minimize them. For most people, effective estate planning will:

  • Give you more control over your assets during your life

  • Provide care if you are disabled or require assisted living

  • Allow for the transfer of wealth to whomever you want, when you want, at the lowest possible cost

Portrait Of Mature Couple Looking Over Back Yard Fence

Guarding against potential losses is the foundation of security.

Risks from lawsuits, accidents, property damage, health, and other financial threats are realities of modern life. Identifying and mitigating these potential risks is an essential, yet often overlooked, part of a comprehensive financial plan.

We can help you mitigate or prevent financial losses associated with these risks by using a variety of tools and processes, such as:

  • Repositioning asset ownership

  • Insurance including life, disability, and long-term care

  • Preserving the value of a privately-owned business

  • Other protections available under the law

Business team analyzing income charts and graphs with modern laptop computer

Don’t give the government any more than you must.

Together, we will consider the tax implications of individual, investment, or business decisions, usually with the goal of minimizing tax liability. While individual decisions are rarely made solely on their tax impact, New Harbor’s CERTIFIED FINANCIAL PLANNER™ practitioners will help you explore the tax and cost implications of your options.

A major goal of personal tax planning is minimizing federal income tax liability. This can be achieved by:

  • Reducing taxable income through income deferral or shifting

  • Deduction planning

  • Investment tax planning

  • Year-end planning strategies

  • Establishing a retirement plan for your small business

Happy 3 generation family in grandparents backyard

Securing the next generation.

It’s important to have a master plan for the management of your property through all the phases of your life, and for its distribution when you pass. The craft in this planning is to minimize potential taxes without interfering with other financial goals.

We will help you protect the assets you transfer from excessive depletion by understanding the applicable taxes and the various strategies you can use to minimize them. For most people, effective estate planning will:

  • Give you more control over your assets during your life

  • Provide care if you are disabled or require assisted living

  • Allow for the transfer of wealth to whomever you want, when you want, at the lowest possible cost